When I started using Evernote (years ago) I was clipping everything, but it became a giant black hole eventually, and like all those bookmarks we’ve saved, I never looked at 95% of that stuff.

My credit card has been auto-pay since I got it. I lost my phone and changed my number like a year ago. Most things I was forced to call up/fix the 2FA to point to my new number, but not that… until about 2 weeks ago when it said that the set payment was less than the minimum payment.

I finally called them up about 2 days ago, assuming it would take at least a half hour. It was like 3 minutes dealing with the stupid phone menu, and then like 5 minutes talking to a really pleasant guy.

After close to a year, I finally have access to my credit card account haha.

Communism intensifies

Yeah, big companies are good but also kinda suck because they lay you off at the drop of a hat as soon as they don’t make as much as they expect.

Yeah, in Manhattan that’s like middle class. Making that in a rural or suburban area and you’d be considered wealthy.

I worked for Disney+ (got laid off about a month ago) as a Linux Systems Engineer, so it’s not like I worked for a small company doing Windows desktop support. It is a significant amount of money, but the taxes screwed me, I’d only see about 85k of it, couple that with 10% tax on everything and the increased prices of living in the most expensive city in the US and it’s not as much as you think it is. About 60% of my monthly income went to rent and bills.

Minisforum is taking the torch from them. I just bought one from them which is essentially a NUC, it has a Core i7 and RTX 3070 mobile in it. It’s pretty much a laptop without a screen. They make tons of smaller ones if you forgo the integrated high-end GPU.

I know this isn’t dental related, but I couldn’t see a therapist and a psychiatrist in the same day (virtually) because insurance wouldn’t cover that.

I’ve been putting off having two root canals/fillings/caps for years because I don’t feel like spending thousands on it, in case they don’t cover it. I know I should get this done before people tell me horror stories…again.

Yeah, just to sit there in the waiting room for 2 hours, have them brush your teeth for you, and be like “yeah, everything looks good. come back in six months!”. I can brush my own teeth, thanks.

Almost all dental issues can be avoided with preventative measures. Virtually every single white collar job offers dental. Some blue collar jobs do. If your job does not offer dental, it’s available on the ACA exchange for like $20/month.

The problem is is that insurance is a scam, you pay out the ass monthly for something you may need to use at some point in the future, and even then they’re like “we may cover the cost of this later on, but first you have to pay $500 (the deductible) until it comes to the point…”

I just moved out of NYC after 5 years because it was just getting even more expensive than it was pre-pandemic. I was paying $2500/month for a 500 sq ft, 1 BR with a dishwasher and 2 passthrough (in wall) AC units with paid laundry in the basement, and that was pretty cheap. This was in a small residential neighborhood in Brooklyn, about 11 miles (45 minutes) from Midtown Manhattan. There was nothing around me, you had to drive, walk 20-25 minutes or take the subway to pretty much everything.

I keep on having this debate with my dad. He’s 73 and I’m 37. One night he was like “people from your generation want to buy a ‘starter home’ and a vacation home, and then a few years later buy a bigger home!” and I was like “no one in my generation is even thinking about buying a vacation home when they can barely make a livable wage in a lot of fields.” Teachers make about $25/hour (about 35-40k/year) and they deal with tons of shit from the faculty, state, and students themselves. I was making $112k/year working in IT and could barely afford to live by myself in or close to Manhattan.